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Helga Rivera Insurance

35 Calle Juan C Borbon Ste 67 PMB 1019
Guaynabo, PR 00969-5375

Phone:

(787) 425-4691

Fax:

(787) 545-7722

E-mail:

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Calculators

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Contact Us

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Trusted Insurance Solutions in Puerto Rico

Personalized protection strategies for individuals, families, and businesses across Puerto Rico.

Welcome to Helga Rivera Insurance, a licensed insurance agency proudly serving clients throughout Puerto Rico. We specialize in personal insurance, commercial insurance, life insurance, and financial protection strategies designed to safeguard what matters most.

Whether you are seeking reliable auto insurance, property and casualty coverage, business insurance solutions, or long-term life and disability protection, our team provides clear guidance and customized recommendations tailored to your goals.

Our approach is built on professionalism, transparency, and long-term client relationships. We take the time to understand your needs, assess your risk exposure, and develop insurance strategies aligned with your financial objectives.

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Licensed in Puerto Rico • Personalized Service • Protection for Individuals & Businesses

Individual Bonds vs. Bond Funds: What’s the Difference?

Compares control, maturity, and performance differences between individual bonds and bond funds.

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Life Insurance for Two

Survivorship life insurance may be a cost-effective coverage solution for older couples or business partners.

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HOT TOPIC: Will Tax Law Changes Impact Your Giving Strategy?

Explains how future tax rules may impact deductibility of charitable donations.

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Will You Pay a Medicare Surcharge?

The standard monthly Part B premium is $185 in 2025, but income-based adjustments may apply.

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Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

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